【How-to】How do i calculate modified adjusted gross income

If you file taxes as a single person, your Modified Adjusted Gross Income (MAGI) must be under $140,000 for the tax year 2021 and under $144,000 for the tax year 2022 to contribute to a Roth IRA, and if you’re married and filing jointly, your MAGI must be under $208,000 for the tax year 2021 and $214,000 for the tax …